Money Skills Made Simple for Kids.

A safe, fun, and practical way for kids to spend, save, and earn - all with parents in the loop.

Mother and son using Spendsafe app on a smartphone.

We make money management feel like second nature helping kids build better habits that last a lifetime.

We believe managing money should be easy to learn and fun to do. With real-world spending, earning, and saving tools, we teach kids financial independence while giving parents peace of mind.

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The Spendsafe card is powered by Mastercard.

A trusted network and world leader in digital payments.

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Financial Freedom Starts Early with Spendsafe

Spendsafe provides everything your child needs to build financial confidence, and responsible spending habits—from the Spendsafe Card and Mobile App to personalized coaching. Our complete system connects parents and kids through real-time tools that reward effort, teach responsibility, and build lifelong money skills through everyday experiences.

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Real Goals. Smart Savings. Better Habits.

Spendsafe helps kids set and achieve real savings goals—whether for purchases, experiences, or future needs—through an engaging platform that transforms your child’s financial education into a personalized growth experience. Our interactive approach makes developing healthy money habits enjoyable, not homework, teaching patience and smart financial planning along the way.

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Smart Money for Kids. Peace of Mind for Parents.

Spendsafe provides real-time spending alerts to ensure kids make smart choices, while parents have full visibility into transactions. Parents have the ability to lock and unlock the Spendsafe card instantly. Kids shop safely, while parents stay involved and confidently manage their child’s financial journey.

How Spendsafe Works

Parents have the ability to lock and unlock the Spendsafe card instantly. Kids shop safely, while parents stay involved and confidently manage their child’s financial journey.